FinTech Consulting

Fintech consulting built for real-world execution. We help fintechs and non-fintech companies make smarter decisions, reduce risk, and bring their financial innovations to life.

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What We Offer in terms of FinTech Consulting

Fintech business audits

We analyze your business model, products, operations, and identify key areas for improvement or innovation.

Go-to-market planning

We help you plan, validate, and optimize your fintech product launch across the right channels and markets.

Compliance & regulatory advisory

We guide you through licensing, audits, and local/global fintech regulations - including PSD2, DORA, MiCA, and more.

Embedded finance advisory

We support non-fintech businesses in embedding payments, lending, KYC, and financial services directly into their offering.

FinTech Consulting

How We Work?

1

Analysis & goals alignment

We start by understanding your business objectives, current position, and potential. Our team conducts interviews, desk research, and gap analysis.

2

Strategic recommendations

We deliver a clear consulting report, tailored to your use case - including roadmap, market insights, partner suggestions, and regulatory flags.

3

Execution support

We don’t stop at slides. We assist your team in choosing vendors, structuring integrations, and aligning business and product teams for delivery.

4

Long-term advisory

We stay engaged through key milestones, offering strategic reviews, health checks, and updates aligned with market changes and regulation shifts.

Trusted by Leading Companies

FinTech Consulting

Smart fintech consulting that moves the needle

We work with both fintech startups and established companies to unlock new opportunities and solve complex challenges. Whether you're launching a lending product, optimizing your payment stack, or figuring out embedded finance - our job is to help you make informed, confident decisions. Always practical, never generic.

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FinTech Consulting

Your trusted partner in fintech transformation

Our consulting model is hands-on and impact-oriented. We blend domain knowledge with industry contacts, regulatory expertise, and product thinking. The result? Tangible strategies that work in your specific business context - not just in theory, but in execution.

What Our Clients Say

The z3x team provided comprehensive support throughout the design and development process of our new mobile application - from the initial concept, through product strategy development, to the final implementation. The collaboration covered both the technological and business aspects, with every stage carried out with great attention to detail and quality. The team demonstrated an excellent understanding of our needs, high flexibility, and the ability to efficiently address emerging challenges. The implementation of payments was just one of many well-executed components in this complex project.

Working with the z3x team on auditing our processes proved to be very valuable. We received a detailed analysis of existing solutions, reliable research, and specific recommendations for changes and improvements. The team demonstrated extensive knowledge of the industry and the ability to combine business and technological perspectives. The entire process ran smoothly, and the materials prepared provided a solid basis for further optimization activities.

The z3x team demonstrated a high level of professionalism and an excellent understanding of the specifics of the FinTech and e-commerce market. The audit, detailed analysis of the competitive environment, and local customer expectations provided us with valuable data that really supported the decision-making process and planning for the launch of new services. We appreciate the strategic approach, timeliness, and quality of the materials prepared. The cooperation went smoothly and fully met our expectations.

More services we provide

Our expertise around FinTech Consulting


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