Experienced executive, senior manager, entrepreneur.
As a leader with over 15 years of experience in the FinTech industry, Karol Zielinski has had the privilege of working in diverse roles, from investor and advisor to board member and CEO. Throughout his career, he has focused on leveraging innovative technologies to drive business growth and transformation across multiple sectors.
He serves as the CEO of z3x tech care group, a holding company dedicated to helping businesses implement the technologies of tomorrow. His expertise spans FinTech services (for FinTech companies, banks, and neobanks), AI solutions, ecommerce and marketplace development, and education technology (EdTech). He oversees the entire structure of the group, guiding both short-term and long-term strategies to ensure the successful implementation of cutting-edge solutions that shape the future of business.
Karol’s core areas of expertise include:
✅ FinTech & Digital Payments: Leading innovative payment/FinTech solutions and technological transformations in the financial sector.
✅ AI & Automation: Helping companies implement AI-driven solutions to optimize operations and improve customer experience.
✅ E-commerce & Marketplace Strategy: Developing scalable business models and digital platforms to enhance online commerce.
✅ Business Leadership: Managing cross-functional teams, driving business expansion across Europe, and building strategic partnerships.
✅ Advisory & Investment: Providing guidance to businesses on product strategy, market entry, and growth initiatives, while also actively investing in transformative ventures.

Beyond his professional pursuits, he is passionate about giving back to the community. He has been involved in organizing fundraising initiatives to support orphanages and animal shelters across Poland, believing in the power of technology and business to create meaningful social impact.