New: z3x Talent Pool gives companies access to experienced FinTech specialists. Learn more

Compliance, AML, KYC & Fraud Specialists

Strengthen compliance, AML, KYC, and fraud with people who understand the operational reality of regulated financial services. z3x Talent Pool helps companies quickly engage Compliance Officers, AML and KYC specialists, MLROs, transaction monitoring experts, Fraud Managers, risk specialists, and people experienced in DORA, PCI, and operational compliance in FinTech.

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What We Offer in terms of Compliance, AML, KYC & Fraud Specialists

Compliance specialists with FinTech experience

We provide access to people who have worked across banks, FinTech companies, payment institutions, lending, insurance, e-commerce, marketplaces, and organisations handling regulated financial processes. These specialists understand not only regulation, but also product, customer onboarding, operations, risk, data, and technology.

Support for AML, KYC, fraud, and transaction monitoring

We help match experts to areas such as AML, KYC, KYB, customer onboarding, transaction monitoring, sanctions screening, fraud prevention, chargeback, risk operations, regulatory reporting, internal controls, and preparing the organisation for supervisory or audit requirements.

Fit with regulation, product, and risk exposure

A payment company, lending business, embedded finance provider, marketplace, bank, software provider, or organisation preparing for an audit will each need a different profile. We analyse the business model, customer type, processes, jurisdictions, transaction volumes, risk exposure, and current compliance maturity.

Flexible engagement model

A specialist can support the company on a project basis, part-time, full-time, as an interim compliance lead, MLRO support, audit expert, process improvement specialist, or candidate for a permanent role. We help align the model with the scope of responsibility, urgency, budget, and organisational requirements.

Compliance, AML, KYC & Fraud Specialists

How We Work?

1

We understand the risk, processes, and regulatory requirements

We start with a discussion about the product, business model, customer types, onboarding processes, transaction volumes, regulatory environment, current controls, and most urgent risks. We define whether you need AML, KYC, fraud, compliance, risk, transaction monitoring, DORA, PCI, or broader compliance operating model support.

2

We match people with experience in similar environments

We check the availability of specialists who have worked in similar business models and regulated processes. The priority is not only regulatory knowledge, but also experience in real operations, systems, audits, controls, business communication, and implementing solutions inside an organisation.

3

We present a focused shortlist of matched profiles

You receive selected profiles with a clear description of regulatory experience, areas of specialisation, previous projects, availability, and recommended engagement model. Discussions focus on the specific risk, process, or regulatory obligation the person should help manage.

4

We help activate the engagement and refine the scope

Once a specialist is selected, we support the definition of responsibilities, priorities, reporting model, expected outcomes, and onboarding. If the topic requires broader support, we can match additional capabilities from z3x Talent Pool, including product, payments, technology, data, delivery, or business development.

Trusted across the financial services industry

Compliance, AML, KYC & Fraud Specialists

FinTech compliance must work in practice, not only on paper

In regulated financial services, procedures must be operationally executable, supported by systems, understood by teams, and proportionate to risk. That is why a strong compliance, AML, KYC, or fraud specialist should understand regulatory requirements as well as product, technology, data, processes, and customer experience.

Send a specialist request
Compliance, AML, KYC & Fraud Specialists

Specialists for AML, KYC, fraud, risk, and regulated operations

z3x Talent Pool is useful when a company needs support with customer onboarding, transaction monitoring, fraud prevention, AML policies, audit preparation, compliance process review, implementation of new regulatory requirements, or temporary reinforcement of the team responsible for risk and compliance.

What Our Clients Say

The z3x team demonstrated a high level of professionalism and an excellent understanding of the specifics of the FinTech and e-commerce market. The audit, detailed analysis of the competitive environment, and local customer expectations provided us with valuable data that really supported the decision-making process and planning for the launch of new services. We appreciate the strategic approach, timeliness, and quality of the materials prepared. The cooperation went smoothly and fully met our expectations.

Working with the z3x team on auditing our processes proved to be very valuable. We received a detailed analysis of existing solutions, reliable research, and specific recommendations for changes and improvements. The team demonstrated extensive knowledge of the industry and the ability to combine business and technological perspectives. The entire process ran smoothly, and the materials prepared provided a solid basis for further optimization activities.

Collaboration with Z3X Tech-Care Group helped us structure and redesign selected processes within our digital environment. Through targeted automation and operational flow optimization, we achieved improved operational efficiency and enhanced customer conversion performance.

Z3X are experts who advised us on chatbots, automation, and integrations. Thanks to their support, we eliminated many manual processes, accelerated company processes, and gained ready-to-use solutions. With their expert knowledge in AI and automation, the team led by Jakub Smeda and Karol Zielinski is highly recommended to all managers who need competent technology consulting.

Collaborating on the implementation of the debt collection game (memo) was an interesting and inspiring project for us. The solution stood out for its unconventional approach to customer communication, effectively increasing response rates in the initial phase of the campaign and demonstrating the potential of modern tools in the field of collections. We particularly appreciate the team’s flexibility and openness to tailoring the solution to our needs. The project served as a valuable complement to our standard strategies and provided us with many valuable insights that we are using to further develop our processes.

The z3x team provided comprehensive support throughout the design and development process of our new mobile application - from the initial concept, through product strategy development, to the final implementation. The collaboration covered both the technological and business aspects, with every stage carried out with great attention to detail and quality. The team demonstrated an excellent understanding of our needs, high flexibility, and the ability to efficiently address emerging challenges. The implementation of payments was just one of many well-executed components in this complex project.

Collaboration with Z3X Tech-Care Group helped us structure and clarify the direction of our next steps in preparing the organization to work with AI.

How you can use z3x Talent Pool

How you can use z3x Talent Pool

See how z3x understands financial products and the FinTech market

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